Investment Philosophy
What we do
- Determine lifestyle goals, return expectations, investment time horizon and risk tolerance to choose an appropriate mix of growth (ie shares) & defensive assets (ie bonds, cash).
- Diversify the portfolio across asset classes, within asset classes & across investment manager styles and rebalance this back to the appropriate mix.
- Outsource the investment process to specialist fund managers as applicable to individual needs.
What we don’t do...
- Try to guess and time markets
- Take bets with your money
- Take emotional decisions with your money
- Just Look at past performance
- Put all your ‘eggs’ in one basket
Our Key Message
- Diversification should result in less volatility during difficult market climates
- Portfolios benefit from Global exposure
- Portfolios should be rebalanced regularly to ensure they remain true to original